With the increasing popularity of social media platforms, almost all of us love to be photographed and share moments with our friends and followers. To cater to our needs, smartphone brands like Oppo, OnePlus, iQoo and more have been launching impressive camera phones with high-resolution sensors, optical image stabilization, ultra-wide angle cameras, Zoom cameras, and more. While mobiles like Galaxy S24 Ultra, Google Pixel 8, Samsung Galaxy Z Flip 6, and iPhones are claimed to offer some of the best cameras in the market. However, you don't have to burn a hole in your pocket to get a good camera phone. We have got you some of the best budget-friendly camera phones under Rs 20,000.

Best camera phones under Rs 20,000
Here is a list of the best camera phones under Rs 20,000 in India in 2023 based on customer ratings, price, and features.

Camera phones	Processor
OnePlus Nord CE 3 Lite 5G	Snapdragon 695 5G
iQoo Z7s 5G	Snapdragon 695 5G
Realme Narzo 50 Pro 5G	Mediatek Dimensity 920 5G
iQOO Z6 Lite 5G	Snapdragon 4 Gen 1
Realme Narzo 60 5G	Mediatek Dimensity 6020 5G
Oppo A78 5G	MediaTek 6833
OnePlus Nord CE 2 Lite 5G	Snapdragon 695 5G

1. Best in budget: OnePlus Nord CE 3 Lite 5G

OnePlus Nord CE 3 Lite 5G sits at the top of our best camera phone list. The smartphone comes packed with triple rear camera sensor led by a 108-megapixel high resolution camera with 3X lossless zoom. The other two rear sensors are 2-megapixel cameras. On the front, there is a 16-megapixel camera. These camera sensors enhances the photos quality and offer good colour reproduction. The smartphone offers insta-ready pictures. If you love to share pictures on social media, then this could be the perfect choice for you at Rs. 19,999.

Specifications	OnePlus Nord CE 3 Lite 5G
Display	6.72 inches
Processor	Snapdragon 695 5G
Camera	108MP triple camera setup
Battery	5,000mAh
Operating system	Android 13

Why should you buy this?

• Budget-conscious users who want a powerful phone
• Users who value fast charging and long battery life
• Anyone looking for a great all-around smartphone

Users’ review: Customers like the value and charging speed of the cellular phone. They mention that it's a budget-friendly 5G smartphone with great performance and bloat-free software.

Pros:

• Sleek design
• Great performance
• Faster 5G experience
• 80W fast wired charging

Cons:

• The camera on the phone is not very impressive but gets the job done.

2. Best in battery: iQoo Z7s 5G

The iQoo Z7s 5G has a dual-camera setup on the back, with a 64-megapixel main sensor with Optical Image Stabilisation and a 2-megapixel Bokeh camera. It also has a 16-megapixel front-facing camera. The smartphone takes great photos in all lighting conditions, and it has a variety of camera features like micro movie Mode, dual view video, night mode, portrait mode, double exposure, Panorama mode, and pro mode. The handset also supports 1080p video at 60 fps. The OIS sensor detects the object’s movement and adjusts the camera system accordingly to capture crisper photos. The iQoo Z7s 5G cost Rs. 17,999.

Specifications	iQoo Z7s 5G
Display	6.38 inches
Processor	Snapdragon 695 5G
Camera	65MP dual camera setup
Battery	4,500mAh
Operating system	Android 13

Users’ review: Users liked the quality, value, weight and appearance of the smartphone.

Why should you buy this?

• Bright and clear AMOLED display with a 90Hz refresh rate
• Powerful processor for smooth performance
• Good camera quality
• Fast charging support

Pros:

• Stylish and lightweight design
• Great performance
• Faster 5G experience
• 66W fast wired charging

Cons:

• The Funtouch OS on the phone is not polished and it comes with pre-installed apps.

3. Best in features: Realme Narzo 50 Pro 5G

The Realme 50 Pro 5G has a triple-camera setup on the back, with a 48-megapixel main sensor, an 8-megapixel ultrawide sensor, and a 2-megapixel macro sensor. It also has a 16MP front-facing camera. The Realme Narzo 50 Pro 5G takes good photos in daylight conditions, and it has a variety of camera features, such as night mode, portrait mode, and street mode. It also has a 120-degree super wide sensor. Priced at Rs. 17,999, the Realme Narzo 50 Pro 5G is worth consideration.

Specifications	Realme Narzo 50 Pro 5G
Display	6.4 inches
Processor	Mediatek Dimensity 920 5G
Camera	48MP triple camera setup
Battery	5,000mAh
Operating system	Android 12

Why should you buy this?

• Display is bright, clear, and has a smooth 90Hz refresh rate
• The 5000mAh battery is large enough to last you all day
• The MediaTek Dimensity 920 5G processor is a decent chip for all day-to-day tasks

Users’ review: Users liked the smooth experience, and camera and had an awesome video viewing experience. They also like the fingerprint sensor.

Pros:

• The 90Hz refresh rate of the display makes it feel smooth
• The triple-camera system on the back takes great photos
• The 5000mAh battery will last you all-day

Cons:

• The Realme UI on the phone is not polished and it comes with pre-installed apps.

4. Best for gaming: iQOO Z6 Lite 5G

The iQOO Z6 Lite 5G packs a 50-megapixel main sensor and a 2-megapixel sensor dual rear camera setup. It also has an 8-megapixel front-facing camera. The iQOO Z6 5G offers fairly decent, dependable, capturing moments with clarity and accuracy in ample-light condition, but, in low-light photography, it does struggle. However, with a price tag of Rs. 12,999, the iQoo Z6 Lite 5G is a blend of features, promising a solid performance.

Specifications	iQOO Z6 Lite 5G
Display	6.58 inches
Processor	Snapdragon 4 Gen 1
Camera	50MP triple camera setup
Battery	5,000mAh
Operating system	Android 12

Users’ review: Users liked the eye-catching design along with the processor that is capable of handling almost everything thrown at it.

Why should you buy this?

• Affordable 5G phone
• The Snapdragon 4 Gen 1 processor is powerful enough for most everyday tasks
• The main camera takes good photos in daylight

Pros:

• In-display fingerprint sensor
• Dual SIM support
• Dolby Atmos stereo speakers
• Vapor Chamber Cooling System

Cons:

• The Funtouch OS on the phone is not polished and it comes with a lot of bloatware.

5. Best overall: Realme Narzo 60 5G

The Realme Narzo 60 5G sports a dual camera setup at the back comprising a 64-megapixel primary and a 2-megapixel macro lens. The phone clicks vibrant shots in daylight and close-up shots automatically blur the background to keep the subject in focus, so you won’t have to put too much effort. The handset also supports lossless 2x zoom and there are additional filters as well to offer Instagram-ready pictures. Above all, you will get a striking design, an AMOLED display, and fairly decent processor. You can get it at Rs. 16,499.

Specifications	Realme Narzo 60 5G
Display	6.4 inches
Processor	Dimensity 6020 5G
Camera	64MP dual camera setup
Battery	5,000mAh
Operating system	Android 13

Users’ review: Users liked the unique design along with the reliable processor.

Why should you buy this?

• The 90Hz AMOLED display is a standout feature, offering a smooth and responsive
• The phone features fast charging and long battery life
• A great all-around smartphone

Pros:

• Looks eye-catchy
• Great performance
• Faster 5G experience
• 66W fast wired charging

Cons:

• Users have complained about the heating issues.

6. Best in design: Oppo A78 5G

The Oppo A78 5G is a decent budget 5G phone with a long-lasting battery and a good-to-go camera for everyday use. However, it comes with a dated processor and hence may not be appreciated by power users or photography enthusiasts. But considering its budget-friendly price, the phone offers a balanced performance overall. It has a dual rear camera setup including a 50-megapixel primary sensor and a 2-megapixel depth camera. There is also a decent 8-megapixel front-facing camera for taking selfies and video calls.

Specifications	Oppo A78 5G
Display	6.56 inches
Processor	Snapdragon CPU
Camera	50MP dual camera setup
Battery	5,000mAh
Operating system	Android 14

Users’ review: It is a nice product, good for this budget price, and has a very good battery backup.

Why should you buy this?

• Supports virtually expandable RAM
• Dual rear camera system with 50MP main sensor and 2MP depth sensor
• 50MP camera sensor

Pros:

• 33W SUPERVOOC charging
• 90Hz refresh rate
• Dual stereo speakers
• 5G connectivity is a major selling point

Cons:

Users are not happy with the performance.

7. Best in UI: OnePlus Nord CE 2 Lite 5G

The OnePlus Nord CE 2 Lite 5G is a great budget option with a few hit and misses. While the camera and overall performance is not very great, they get the job done for basic use. Along with the 5000mAh battery, you will get clean UI, and a triple rear camera setup comprising a a 64-megapixel main sensor, 2-megapixel macro, and 2-megapixel depth camera. Its affordable price tag makes it a good option for users who prioritize budget over cutting-edge camera technology or top-tier processing power.

Specifications	OnePlus Nord CE 2 Lite 5G
Display	6.59 inches
Processor	Snapdragon 695 5G
Camera	64MP triple camera setup
Battery	5,000mAh
Operating system	Android 12

Users’ review: Customers like the value and charging speed of the cellular phone. They mention that it's a budget-friendly 5G smartphone with great performance and bloat-free software.

Why should you buy this?

• Budget-conscious users who want a powerful phone
• Users who value fast charging and long battery life
• Anyone looking for a great all-around smartphone

Pros:

• Sleek design
• Great performance
• Faster 5G experience
• 80W fast wired charging

Cons:

• The camera on the phone is not very impressive but gets the job done.

FAQs
1. Do these budget-friendly phones offer good performance?
The smartphones equipped with Snapdragon processors, like iQOO Z7s and OnePlus Nord CE 2 Lite, offer smooth multitasking and gaming experiences.

2. Are there smartphones with good camera performance under 20000?
Yes, models such as Realme Narzo 60X, and OnePlus Note CE 3 Lite 5G boast impressive camera setups, including high MP counts and advanced features for quality photography.