Top 2024 Smartphones Under 20,000 That Are Affordable Yet Feature-Packed

Best smartphones under Rs 20,000 in 2024
By Himani Jha | Updated Dec 8, 2024, 6:03 PM IST

Finding the perfect smartphone under Rs 20,000 in 2024 is no longer a compromise on features or performance. This price segment has become a battleground for brands, offering feature-packed devices that combine cutting-edge technology with affordability. These phones packed everything from powerful processors and stunning displays to high-resolution cameras and long-lasting batteries.

Looking for a smartphone that combines impressive features with an affordable price tag? You’re in for a treat! The under Rs 20,000 segment has seen a wave of incredible launches in 2024, offering performance, style, and innovation without breaking the bank. Whether you're a gamer, a shutterbug, or someone who loves seamless multitasking, this price range has something for everyone. From powerful processors and AMOLED displays to 50MP cameras and fast-charging batteries, these smartphones prove that you don’t need to splurge for premium features.

Smartphone brands like Xiaomi, Realme, iQoo, and Samsung are leading the charge with models that deliver exceptional value for money. This article is your ultimate guide to the top smartphones under Rs 20,000 in 2024, showcasing devices that strike the perfect balance between affordability and functionality. Whether you're upgrading your old phone or buying your first smartphone, these budget-friendly options will leave you impressed.

Check out best smartphones launched in 2024 under Rs 20,000.

Best mobiles in 2024 under Rs 20,000
Smartphones under Rs 20,000 in 2024Processor
OnePlus Nord CE4 Lite 5G Snapdragon 695 5G SoC
Samsung Galaxy M35 5G Exynos 1380 Processor
CMF BY NOTHING Phone 1 5G MediaTek Dimensity 7300 5G
Realme NARZO 70 Turbo 5G Dimensity 7300 Energy 5G
POCO X6 5G Snapdragon 7s Gen 2 SoC
iQOO Z9 5G Dimensity 7200 5G Processor


1. OnePlus Nord CE4 Lite 5G
₹17999.00
₹20999.0014% off


The 6.67-inch full-HD+ AMOLED screen of the OnePlus Nord CE 4 Lite 5G has a resolution of 1,080 x 2,400 pixels, a refresh rate of up to 120 Hz, a maximum brightness of 2,100 nits, and a 20:9 aspect ratio. It has an Adreno 619 GPU, 8GB of LPDDR4X RAM, a Qualcomm Snapdragon 695 chipset, and up to 256GB of UFS 2.2 internal storage. OxygenOS 14, which is based on Android 14, powers the smartphone.

The phone's dual rear camera setup has two sensors: a 2MP depth sensor and a 50MP Sony LYT-600 primary sensor with optical image stabilization (OIS). The 16MP sensor on the front camera has electronic image stabilization (EIS) support.

Users' feedback: Customers find the cell phone has a good camera, display, and battery life. They appreciate its value for money, visual appearance, and smooth screen. Many find it simple to use with a great UI.

2. Samsung Galaxy M35 5G
₹16999.00
₹24499.0031% off


The Samsung Galaxy M35 5G boasts a 6.6-inch Super AMOLED screen with a refresh rate of 120 Hz and FHD+ resolution, producing breathtaking images. It guarantees flawless performance with its 8GB RAM and Exynos 1380 processor. With a 13MP selfie camera, an 8MP ultrawide, a 2MP macro, and a 50MP primary lens, the camera setup is impressive and ideal for high-quality photography.

Users' feedback: Customers appreciate the phone's quality, value for money, and display. They find it has a decent camera for everyday use, a clean UI, and a good performance at this price point. However, some customers have issues with charging speed and weight.

3. CMF BY NOTHING Phone 1 5G
₹14250.00
₹19999.0029% off


The CMF Phone 1 stands out thanks to its intriguing features and specs. One unusual feature in this price range these days is the interchangeable rear panels. Additionally, the phone has an IP65 rating, which makes it suitable for small spills. In this price range, the phone performs admirably as well. The MediaTek Dimensity 7300 powers the CMF Phone 1, which has a 6.67-inch super AMOLED screen with 1080 x 2400 resolution and a refresh rate of 120 Hz. The smartphone's 5,000mAh battery can provide up to 33W of fast charging power. 5W reverse wired charging is also supported.

Users' feedback: Customers find the phone to be a good value for money. They appreciate its display quality, functionality, and premium feel. The camera and features are also well-received, with decent night photos and nice software.

4. Realme NARZO 70 Turbo 5G
₹16998.00
₹19999.0015% off


Another phone that meets all the essential requirements within this price range is the Realme Narzo 70 Pro 5G. Along with an 8MP ultra-wide shooter and a 2MP macro camera, you get a 50MP primary camera with OIS that performs admirably for the class. Include a capable 16MP front-facing selfie camera as well. The MediaTek Dimensity 7050 SoC powers this phone, and if you have a few extra dollars, you can get the top model, which has 8 GB of RAM and 256 GB of internal storage.

The 6.67-inch Full HD+ AMOLED screen of the Realme Narzo 70 Pro 5G features a refresh rate of 120 Hz, HDR10+ compliance, and a maximum brightness of 2000 nits.

Users' feedback: Customers appreciate the cell phone's camera quality, value for money, and performance. They find it has a good display, with vibrant and detailed photos. The battery life is also praised, with a 5000mAh+ capacity that supports fast charging. They also like the charging speed, sound quality, and connectivity.

5. Poco X6 5G



In addition to maintaining its position on this list, the Poco X6 5G now comes in a 512GB model for this price range. The Qualcomm Snapdragon 7s Gen 2 SoC, which powers the phone, is excellent for this market. It comes with either 8GB of RAM and 256GB of internal storage or 12GB of RAM and 512GB of storage. A 64MP primary camera with OIS, an 8MP ultra-wide camera, and a 2MP macro camera are used for photography. A 16MP front camera is included for taking selfies and making video calls.

It features a bright 6.67-inch AMOLED screen with a resolution higher than Full HD, 12-bit color support, a refresh rate of 120 Hz, and a maximum brightness of 1800 nits.

Users' feedback: Customers find the phone has a good build quality, good hardware, and good value for money. They appreciate its performance, display quality, charging speed, and sound quality.

6. iQOO Z9 5G

₹18499.00
₹24999.0026% off


The MediaTek Dimensity 7200 octa-core processor powers the iQOO Z9. With a refresh rate of 120 Hz, its 6.67-inch AMOLED display produces vivid colors and smooth images. A 50MP primary sensor and a 2MP secondary sensor make up the rear camera setup, while a 16MP camera on the front captures crisp selfies. It offers plenty of room for media and apps thanks to its 128GB internal storage and 8GB of RAM. The phone is running Android v14 and has a 5000mAh battery that supports 44W fast charging. Dual 5G SIM cards are also supported.

Users' feedback: Customers find the camera quality, performance, and display quality of the cell phone satisfactory. They find it a good value for money, with a great display that provides a good viewing experience. However, some customers report issues with heating.

Disclaimer: Times Shopping Guide is committed to bringing you the latest products from the best brands. Our selection is based on market research and positive consumer feedback. Times Shopping Guide is also a part of an affiliate partnership. In line with this, we may receive a portion of the revenue from your purchases. Please note that the product prices are subject to change based on the retailer's deals.